Me neither. But I am a cautionary tale. I am (2016-1972 = 44) 44 years old (Yes, I had to do the math) No wife (not even an ex-wife) No children (may be some but none have ever contacted me; I looked and did not find any and I would have tried to support them if I had found any) Living at home with not much of a future.
So may be I should have grown up when I had the chance.
The only thing that I did right was have as much fun as I could and still do. My grandparents worked their entire lives, built up a large retirement and then between the healthcare and elderly care business, they lost everything. So life lesson for anyone that cares, spend everything now, you will not be allowed to keep it when you are old. Some asshole doctor or old folks home will take it all. I am not kidding, the old folks home will wipe you out completely.
I kind of hope to make it to 82 years old, just so I have a few years to say, "Yeah, I beat the curve." but I hope to die soon after. I do not have to worry about elderly care because I have absolutely nothing for them to take.
I wonder what my grandfather would have done differently if he had known that all of his hard work and sacrifices would only benefit a long term elderly care system. He missed birthdays, holidays, worked 16 hour days 6 days a week. For what? So some rich elderly home owner could take all of his savings, his home (he had to sell it), pretty much everything. I wonder if he would have spent more time with his family and friends when he was younger. Spent a little more time fishing and doing the things he truly enjoyed?
Anyway do not get old in the U.S.A. it is expensive and if you are not super rich, what ever you managed to save will be gone in about 5 years of entering an elderly care facility.
I think the Viltrumite retirement plan is not a bad way to go. When you are to old to be of any use, you are beaten to death. Not a bad system really.